All posts by Janet_Al

4 Simple Tricks to Improve Your FICO Score

FICO

The average FICO score for people denied a mortgage in September 2013 was 696, according to Ellie Mae. That’s a pretty good score by any account—the highest possible score is 850, after all. This illustrates how tight credit has become since the financial crisis of 2008. Every single point counts when you’re seeking the best terms and interest rates on mortgages, credit cards and loans. Here are a few tricks to maximize your score. Continue reading 4 Simple Tricks to Improve Your FICO Score

The $1000 ETF Portfolio

The $1000 ETF Portfolio

If you’re scared that $1000 is too little to begin investing – let alone create a portfolio – you’d be wrong. Many of the basic principles of diversification and index investing used by investors with far deeper pockets apply to us mere humans, too. And they can be cheaply replicated using ETFs.

The allure of Exchange Traded Funds is simple: They trade like stocks, but contain a basket of assets, much like a mutual fund. This provides instant diversification, without the need to research every single stock or bond you buy. They also typically offer lower fees and expense ratios than many mutual funds, and you can often trade them for free when you buy them directly from their source (such as Fidelity or Vanguard). Continue reading The $1000 ETF Portfolio

Tax Day Meal Deals

Our friends at CouponSherpa.com share some outstanding meal deals valid today only. Enjoy some cheap grub on Tax Day – you’ve earned it!

1. Gordon Biersch Pay only $10 for a GB Cheeseburger and handcrafted beer.

2. Ruby’s Diner Enjoy a classic Rubyburger, fries and Classic Shake for just $10.40 today.

3. Spaghetti Warehouse Buy one, get one free Incredible 15-Layer Lasagne, plus enjoy a free Chocolate ‘n Vanilla Cannoli dessert today.

4. Great American Cookies Get a free chocolate chip cookie with coupon.

5. Papa Murphy’s Get a large, 1-topping Fresh Pan pizza for just $10.40 today.

6. Arby’s Enjoy a free order of Curly Fries today with this coupon.

7. Bruegger’s Bagels Get a Big Bagel Bundle for just $10.40.

8. Glory Days Grill Enjoy 10% off your bill today.

9. Pollo Tropical Get 15% off any purchase today.

10. Schlotzsky’s Get a free sandwich today when you buy chips and a drink.

11. Krispy Kreme Present this offer and enjoy a free donut of your choice through April 18.

12. Smokey Bones Enjoy $5 off your purchase today only.

13. Smoothie King Get a 20 oz smoothie for just $2.99 today with coupon.

14. TCBY Enjoy BOGO through April 18 — buy one, get one of equal-or-lesser-value for free.

15. White Castle Get 15% off your purchase today.