Why Are Payday Loans So Popular? ChecknGo Review

Posted by & filed under Product Reviews.

Payday loans continue to be popular with consumers in need of a speedy and reliable short-term fix for budget shortfalls. The Pew Charitable Trusts study, Payday Lending in America: Who Borrows, Where They Borrow, and Why, published in 2012, says 12 million consumers take out $7 billion in payday loans every year. Confusion in the […]

You’re Spending How Much on Coffee?!?!

Posted by & filed under $5, $10 and $20 TIPS, Personal Finance 101.

My morning walk to the ValuePenguin office consists of some pump-up music and a Starbucks Grande Iced Coffee (if it’s a long day ahead, a Grande Iced Skinny Vanilla Latte). There’s nothing quite like a cup of joe to get my brain working. I’ve been addicted to caffeine for nearly three years now… and neither […]

23 Ways to Get and Keep Motivated

Posted by & filed under Home, Personal Finance 101.

No matter what you do for a living, the key to success is motivating yourself, each and every day, according to Geoffrey James, author of Business Without the Bullsh*t.           “Most people don’t realize that motivation mostly emerges from minor changes in your own behavior,” says James.    “Getting and keeping motivated puts you in […]


4 Simple Tricks to Improve Your FICO Score

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The average FICO score for people denied a mortgage in September 2013 was 696, according to Ellie Mae. That’s a pretty good score by any account—the highest possible score is 850, after all. This illustrates how tight credit has become since the financial crisis of 2008. Every single point counts when you’re seeking the best […]


The 6 Best and Worst Mother’s Day Buys

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Seasonality doesn’t just affect the weather; prices across a wide range of products can change on a month-to-month basis as demand fluctuates. Considering millions of consumers will shop for Mother’s Day gifts this week, being aware of these best and worst buys can help you make smarter purchasing decisions that delight Mom and keep your […]

The $1000 ETF Portfolio

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The $1000 ETF Portfolio If you’re scared that $1000 is too little to begin investing – let alone create a portfolio – you’d be wrong. Many of the basic principles of diversification and index investing used by investors with far deeper pockets apply to us mere humans, too. And they can be cheaply replicated using […]

10 Financial Rules for 20-Somethings

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Sure, your twenties are a time for experimentation and growth, but they’re also essential for your financial future. Our friends at Kiplinger.com outline 10 financial commandments for 20-somethings. We think they’re good rules Millenials should pay heed to: Develop a marketable skill—before you can start worrying about what to do with your money, you need […]

Tax Day Meal Deals

Posted by & filed under $5, $10 and $20 TIPS, Home.

Our friends at CouponSherpa.com share some outstanding meal deals valid today only. Enjoy some cheap grub on Tax Day – you’ve earned it! 1. Gordon Biersch Pay only $10 for a GB Cheeseburger and handcrafted beer. 2. Ruby’s Diner Enjoy a classic Rubyburger, fries and Classic Shake for just $10.40 today. 3. Spaghetti Warehouse Buy […]


Here’s What to do With Your Tax Records

Posted by & filed under Home, Personal Finance 101.

    As Tax Day approaches, many of us are left rummaging through piles of tax records and receipts. Kiplinger.com offer some advice on how to stay organized and minimize that pile of papers. Keep your actual tax returns forever—they can help when you, say, apply for a mortgage or disability insurance or when you […]